Skip to content
XOchecksby XOaos

A better way to write business checks

Did you know you can print your own business checks?

Yes, really. No more ordering expensive checks from the bank or writing them out by hand. Use the checking account you already have, add your logo, sign with a code on your phone, and print on blank check stock right from your office.

Join the waitlistTry a sample check
  • The bank account you already have
  • As many accounts as you need
  • Signed with a code

Willow & Co.

123 Sample Street · Anywhere, USA 00000

№ 1042

 

Pay to the order of

ABC Office Supplies

$1,275.50

One Thousand Two Hundred Seventy-Five and 50/100

Dollars

MemoOffice supplies

Willow

Authorized signature

Bank line with a made-up routing number
This sample check is marked void and can never be used for payment.
Your printer. Your checks.Plain blank check stock
Signed from your phoneWith a code by text or email
  • Use your current bank account
  • Print as many checks as you need
  • Sign with a one-time code
  • Every check in one register

Yes, you really can

Blank check stock. Your printer. Your business.

You don't need to reorder personalized checks every time you run low. XOchecks prints the whole check, bank line and all, from the office printer you already have.

  1. 01Set up onceAdd your business details, your logo and the bank account you already use, then pick the check stock you bought. A one-page test on plain paper lines your printer up.
  2. 02Write and signType the payee and the amount. The check number and the amount in words fill in. Sign with a six-digit code sent by text or email.
  3. 03Print it, or mail itPrint on blank check stock at your office. Mailing is optional and priced when you send. Every check lands in your register.

Made in your office

Check on top, two stubs: one of six layouts

What about check paper?

Any blank check stock made for laser printers works; ask your bank if it has a preference. An alignment test on plain paper gets the fit right before your first check.

Go ahead, try it

Write a check. It's easier than you think.

Change the details, pick a look, add your logo, and watch the check fill in. No account or bank details needed for the sample.

Your sample check

Make it yours.

The check reads $1,275.50.
Choose a look

Your logo stays on this device.

Live preview

Sample

Willow & Co.

123 Sample Street · Anywhere, USA 00000

№ 1042

 

Pay to the order of

ABC Office Supplies

$1,275.50

One Thousand Two Hundred Seventy-Five and 50/100

Dollars

MemoOffice supplies

Waiting for your signature

Authorized signature

Bank line with a made-up routing number
This sample check is marked void and can never be used for payment.

Change anything and the check updates as you type.

The bank details are made up and the sample can never be used as a real check.

Everything you need

More than a check printer.

Simple enough to write your first check in minutes. Complete enough to keep every payment in order as you grow.

  • Looks like your business

    Your logo, business name and address on every check. Six common check stock layouts, with stubs or three to a page, and a printer alignment you set once.

    Your own checks

  • A signature that belongs to one check

    Sign with a code sent by text or email. If a check changes after it was signed, it prints with a blank signature line instead.

    Secure signing

  • Your bookkeeper writes. You approve.

    Let a team member write checks, with the largest check they may write and an amount above which their checks wait for you. You choose who can sign, account by account.

    Team controls

  • More than one bank? No problem.

    Add as many checking accounts as you have. Each keeps its own check numbers and its own history, and numbers never repeat.

    Unlimited bank accounts

  • Know where every check went

    Search by payee or number, see each check's status, and download the register as a spreadsheet for your bookkeeper.

    Check register

  • Bring your old checkbook

    Import past checks from QuickBooks, your bank or another check program, or from a PDF or photo of the old register. Numbers already used stay taken.

    Import old records

No more lost checkbook stubs

Every check accounted for.

Who was paid, for what, and where the check is now: waiting for approval, printed, mailed or voided. No digging through old checkbooks or spreadsheets.

Your check register

Sample checks, all made up.

6 checks shown

  • #1041 · Horizon Supply$875.00
    Oct 21 · Written by Sam · waits for your approvalAwaiting approval
  • #1040 · Aster Property Group$2,450.00
    Oct 20 · Office rentMailed
  • #1039 · Riverbend Print Co.$245.00
    Oct 18 · PrintingPrinted
  • #1038 · Local Equipment Co.$420.00
    Oct 16 · Reissued as 1039Voided
  • #1036 · City Utilities$312.40
    Oct 9 · September waterDelivered
  • #1012 · Harbor Insurance$1,180.00
    Aug 30 · From the old checkbookImported

Printed or mailed isn’t the same as cleared by the bank. The register keeps the day a check cleared when you have it.

The bigger picture

You built a business. Now give it a system that knows it.

XOchecks is one part of XOaos. Bring in more of your business, like papers, email, calls and money, and XO learns how it works: who your clients are, what was promised, and what is due next.

  • The next step is ready before you ask. The reminder, the invoice, the follow-up, already drafted.
  • The right person gets the task. XO knows each person’s job and hands work to them.
  • You decide. XO prepares and explains. People approve, sign and send.

One thing, connected · example

Check 1042 · ABC Office Supplies

Approved for $1,275.50 · XOchecks

  • The bill it paid ABC's invoice for October's supplies
  • The vendor's W-9 On file with ABC Office Supplies
  • The month's books In XOmoney, with the payment in its place

XO gets the next step ready. Your people decide.

XOvoiceA front desk that answers every callXOchecksYou are hereXOfilesFind anything. File nothing.XOsignFree e-signatures, with help for your clientEvery appMail, calendar, money and more

Everything you need

Everything you need to write checks.

Write and print as many checks as you need, on as many bank accounts as you have, and keep every one on record. Blank check stock is yours to buy; mailing is optional and priced when you send.

XOchecks

What you get

  • Unlimited check writing and printing
  • Unlimited bank accounts
  • Your company logo
  • Signing with a code by text or email
  • A check register you can search
  • Import your old check records
Join the waitlist

Good questions

Wondering how it works?

You don't have to be a check-printing expert. Here are the answers owners ask for most.

Can I really print my own business checks?
Yes. XOchecks prints the whole check, including the bank line along the bottom that banks read, on blank check stock from your own printer. It uses the checking account you already have. If you're unsure, ask your bank; most take them like any other check.
Do I need a special printer or paper?
A laser printer works. Any blank check stock made for laser printers works; ask your bank if it has a preference. Regular toner is fine for most banks, and special bank-line (MICR) toner is a nice extra, not a must. Print the alignment test on plain paper first and XOchecks remembers the fit.
Do I need a new bank account?
No. You use the business checking account you already have. XOchecks is not a bank: it never holds or moves your money. The money moves when the payee deposits the check, the same as always.
Can I add more than one account and my logo?
Yes. Add as many checking accounts as you need, each with its own check numbers and history, and put your logo and business details on your checks.
Does XO ever sign or send a check on its own?
No. People approve and sign; XO fills the payee and amount in words and keeps the register.
Can my bookkeeper write checks for me?
Yes. You choose who on your team can write checks, the largest check each person may write, and the amount above which their checks wait for your approval. You also choose who may sign, for each bank account.
What if I'd rather mail a check?
Mailing is optional and priced when you send. XOchecks prints the signed check on security check stock and mails it by USPS, with tracking in your register.
Can I bring in my old check records?
Yes. Import a spreadsheet from QuickBooks, your bank or another check program, or a PDF or photo of your old register. You see every row before it comes in, and you can undo an import.
Do I need the rest of XOaos?
No. Start with checks. When it helps, bring in more of your business, like bills, papers and email, and XO ties them together.

Your next check could come out of your own printer.

Professional checks, signed with a code, and a register that remembers every one.

Join the waitlistTry a sample check