Real estate template

Lease Agreement

The agreement between a landlord and a tenant — residential or commercial — setting rent, term, and the rules of occupancy.

AI-assisted document tools — not legal advice. A starting point you can understand and customize.

What it is

A lease agreement gives a tenant the right to occupy a property for a set time in exchange for rent. It covers how much rent is and when it is due, how long the term runs, the security deposit, who handles repairs and utilities, and what counts as a default. Residential and commercial leases share a skeleton but differ in the details — and either way, both sides should understand every clause before signing.

When you’d use it

  • A landlord is renting out a residential unit or commercial space.
  • A tenant wants clear terms on rent, deposit, and responsibilities.
  • You are renewing or replacing an expiring lease.
  • A tenant reads a different language and needs to understand the terms fully.

Key sections & clauses

The parts a lease agreement usually needs to cover. Use them as a checklist — XOsign flags the ones a draft is missing.

  • Parties & premises

    Landlord, tenant, and the exact property being leased.

  • Term

    Start and end dates, and whether it renews or goes month-to-month.

  • Rent

    The amount, the due date, and any late fees.

  • Security deposit

    The amount held and the conditions for its return.

  • Use & occupancy

    How the property may be used and who may live or operate there.

  • Maintenance & utilities

    Who is responsible for repairs and which utilities.

  • Entry & access

    When and how the landlord may enter the property.

  • Default & remedies

    What counts as a breach and what each side can do about it.

How XOsign helps

Understand it, translate it, strengthen it, sign it.

The same four steps behind every XOsign agreement — from the moment you upload or start a draft to the moment it’s signed.

Understand it

XOsign reads the document and explains every clause in plain language, so you know what you're agreeing to before you sign — not after.

Translate it

Read and sign in English or Spanish. XOsign presents the agreement side by side so nobody signs a document they can't fully read.

Strengthen it

XOsign flags missing, vague, or one-sided terms and suggests clearer language — so the agreement actually protects you.

Sign it

Send it for legally binding e-signature (ESIGN/UETA) with a tamper-evident audit trail and a trusted timestamp on the signed copy.

Frequently asked questions

What is the difference between a residential and a commercial lease?

Residential leases rent living space and are heavily regulated by tenant-protection laws. Commercial leases rent business space and are more negotiable, often adding terms like common-area maintenance, permitted use, and build-out responsibilities. XOsign explains whichever type you are reading in plain language.

What should a lease agreement include?

The parties and the property, the term, the rent amount and due date, the security deposit, use and occupancy rules, maintenance and utility responsibilities, entry rights, and default remedies. XOsign flags any of these that are missing from a draft.

Can a tenant sign a lease they do not fully understand?

A signature is generally binding even if the tenant did not understand every clause — which is why understanding matters. XOsign can translate a lease and explain each section so a tenant who reads another language signs with genuine understanding, not just a signature.

XOsign provides AI-assisted document tools and does not provide legal advice. These templates are starting points you can understand and customize — not a substitute for advice from a qualified attorney. Requirements vary by state and situation.

Start your lease agreement in XOsign.

Understand every clause, translate it for whoever signs, and send it for signature — all in one place.

Free Lease Agreement Template & Guide · XOsign