XOsign
Upload

For GCs and subcontractors

Understand the subcontract before anyone signs it.

Drop in the subcontract and XOsign explains it in plain English: pay-if-paid, retainage, indemnity and the flow-down clauses. Then send it out and get it signed on a phone.

Create your free account

Signing is free. 10 free AI pages a month. No credit card.

Sample subcontract agreement with its payment clause highlighted and a plain-English note beside it. All names are fictional.Subcontract AgreementExample Builders, LLC and Sample Drywall Co.Project: 100 Example Way, Anytown7. PaymentWORTH A LOOKContractor shall pay Subcontractor within10 days after Contractor receives paymentfrom Owner. Retainage: 10% until final.IN PLAIN ENGLISHYou’re paid only after the owner paysthe contractor, and 10% is held backuntil the whole job is finished.ContractorSubcontractor
A sample subcontract agreement. Every name and address on it is made up.

What you’ll use it for

What GCs and subs use it for

  1. Read the subcontract before you sign it

    Every clause is explained one at a time, and the parts worth worrying about come first: when you get paid, how much is held back, and what you’re agreeing to cover.

  2. Put the bids side by side

    Drop in two to six bids and read them in one table, each in the bidder’s own words, with what one includes and another leaves out called out instead of guessed at.

  3. Put it in Spanish and sign on a phone

    Translate the agreement into Spanish for the person who has to sign it, then text them the link. They read it and sign on their phone, with no account and no app.

From the founder

A note from Laurent

I’m a partner in a construction company, so I’ve seen this part up close: contracts moving between owners, contractors, subs, vendors and crews, often across a language barrier. The document matters, and it’s always the thing nobody has time for.

I built XOsign so the document does more of that work. It reads the subcontract with you, lines up the bids, and puts the agreement in the language of the person signing it.

XOsign isn’t another e-signature company. It’s the intelligence behind the agreement: understand it first, then sign it. And signing should be free, so it is.

Your word matters. You should know what you’re giving it to.

Laurent Minguez

Founder, XOsign · Jupiter, Florida

Start with your next agreement.

Signing is free, for you and for everyone who signs. The free plan also includes 10 AI pages a month to have your documents read and explained. No credit card.

Create your free account

Get tips for GCs and subcontractors

XOsign is AI-assisted and helps you understand and improve your agreements. It is not a law firm and does not provide legal advice.